Kelly Volkswagen Finance Center · Danvers, MA

Auto Financing in Danvers, Made Easy.

Buying or leasing, new or pre-owned, our finance team works with a network of local and national lenders to build a plan around your budget. Start online in minutes, then finish with a real person at our Route 114 showroom.

Open Today! Sales: 8am-7pmFinance: 978-774-8000

  • Local & national lendersOptions matched to you
  • New, CPO & pre-ownedFinance or lease
  • Apply in minutesSecure online application

Online finance tools

Do the homework before you visit.

Every tool is free and takes just a few minutes. Our team picks up right where you leave off, so your time at the dealership is spent on the vehicle, not the paperwork.

Estimating a Volkswagen payment online

Get Pre-Approved

Submit a secure credit application so our finance team can start matching you with lenders before you arrive.

Apply now

Payment Calculator

Adjust price, down payment, term, and rate to estimate a monthly payment that fits your budget.

Run the numbers

Value Your Trade

Find out what your current vehicle is worth and put that value toward your next Volkswagen.

Get my value

Buy vs. Lease

Not sure which way to go? Compare ownership, mileage, and monthly costs side by side.

Compare options

Your options

Finance it or lease it. We handle both.

There’s no single right answer, only the one that fits how you drive. Here’s a quick look at each path.

Finance

Buy it and make it yours

Spread the cost of a new, Certified Pre-Owned, or pre-owned vehicle over a term that works for you.

  • You own the vehicle once the loan is paid off
  • No mileage limits, so drive as much as you want
  • Build equity you can put toward your next trade
  • Customize, accessorize, and keep it as long as you like
Lease

Drive new, more often

Pay for the portion of a new Volkswagen’s value you use during the lease term.

  • Monthly payments are often lower than financing the same vehicle
  • Get into a new VW every few years
  • Most driving is covered under factory warranty
  • Annual mileage limits and wear-and-use guidelines apply

Bonus programs

You may qualify for more.

Volkswagen offers bonus programs for eligible buyers. Eligibility requirements and program terms apply.

College Grad BonusFor recent and upcoming graduates

Military & First Responder BonusThank you for your service

Why finance with Kelly

Real people, clear numbers.

Financing a vehicle is a big decision. Our job is to lay out your options plainly and let you choose with confidence.

Local & national lenders

Our team works with banks and lenders across New England and nationwide to find options for your situation.

Every credit story

First-time buyer, rebuilding, or well established, we work with lenders that serve a wide range of credit profiles.

Nothing hidden

We walk through every figure, from rate and term to fees and add-ons, before you sign anything.

Online or in person

Start from your couch and finish in our showroom, or do it all face to face. It’s your call.

Recognized by Volkswagen & drivers

An award-winning Volkswagen dealer.

  • 8×Wolfsburg Crest AwardConsecutive winner, one of Volkswagen’s top dealer honorsSee award →
  • 2×J.D. Power Dealer of ExcellenceRecognized for customer experienceSee award →
  • #1VW Certified Pre-Owned DealerIn the Volkswagen Northeast regionSee award →
  • ★CARFAX Top-Rated Lifetime DealerBased on verified customer reviewsSee award →

Part of Kelly Auto Group, family owned and operated on Boston’s North Shore for three generations.

Finance FAQ

Your Volkswagen Finance Questions, Answered.

Don’t see yours? Our finance team is happy to help by phone at 978-774-8000.

More dealership FAQsVolkswagen driver ready to upgrade

Can I get pre-approved for a car loan online?

Yes. Complete our secure online credit application and the Kelly Volkswagen finance team will review your information and reach out to discuss options from our lending partners. Final approval and terms are determined by the lender.

Can I finance a car with less-than-perfect credit?

In many cases, yes. Kelly Volkswagen works with local and national lenders that serve a wide range of credit profiles, including first-time buyers and those rebuilding credit. Approval and terms depend on the lender and your credit history.

Should I buy or lease my next Volkswagen?

It depends on how you drive. Buying makes sense if you drive a lot of miles or plan to keep your vehicle for many years. Leasing can fit if you prefer lower monthly payments and want a new Volkswagen every few years. Our Buy vs. Lease guide compares both side by side.

Can I trade in a vehicle I still owe money on?

Yes. Kelly Volkswagen can appraise your vehicle and handle the payoff with your current lender. If your vehicle is worth more than you owe, the difference can go toward your next purchase. If you owe more than it’s worth, our team will explain your options.

What should I bring to finalize my financing?

Bring a valid driver’s license, proof of auto insurance, and recent proof of income and residence. If you’re trading in a vehicle, bring its title or loan payoff information and all keys. Our team will let you know if your lender needs anything else.

Do you finance pre-owned vehicles too?

Yes. Kelly Volkswagen offers financing on new Volkswagen models, Volkswagen Certified Pre-Owned vehicles, and pre-owned vehicles of all makes in our inventory.

Ready when you are

Let’s find a plan that fits.

Apply online, give us a call, or stop by. Either way, the Kelly Volkswagen finance team will help you understand your options and get you on the road.

Visit our Finance Center

Kelly Volkswagen
72 Andover Street (Rte. 114)
Danvers, MA 01923

Finance: 978-774-8000

Hours & directions

All financing and leasing is subject to credit approval by participating lenders. Not all buyers will qualify. Rates, terms, down payment, and monthly payment amounts vary based on creditworthiness, vehicle selected, term length, and other factors, and are determined by the lender. Submitting a credit application may result in a credit inquiry. Payment calculator results are estimates for illustration only and are not an offer of credit. Lease customers are subject to annual mileage limits, wear-and-use charges, and other lease terms. Volkswagen bonus programs are offered by Volkswagen of America, are subject to eligibility requirements, may change or end at any time, and may not be combinable with other offers. See Kelly Volkswagen for complete details.

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72 Andover Street (Rte. 114), Danvers, MA, 01923
Kelly Volkswagen 42.552160, -70.960998.